Our Verdict
PayPalis a democratic on-line payment system that lets you send and receive money online — and now in some physical stores — with the added welfare of buyer and trafficker protection for most proceedings . Payments are n’t limited to a standard web browser dealing ; the company has a free wandering app that lets you place and receive money securely .
To apply the PayPal Mobile River app , you ’ll want to first login to your PayPal accounting through a web browser and make a PIN for your iPad or iPhone . This eight - character PIN add an extra dance step of check for your safety ; PayPal will call or text your phone and ask for your PIN before a peregrine dealings can be completed .
If you ’re new to PayPal , you must link your bank account , credit card , or debit card to your PayPal story . PayPal will firmly put in and encrypt your info on the company ’s servers , so vendee will never have to share their financial info with retail merchant or resellers .
PayPal ’s family covert show four tab key : Account , Send , Request , and Local . The account tab is for monitoring your PayPal account ; here you could see your balance , include all recent minutes . select each transaction to see the detail , like when the dealing took place , the position of the dealings ( whether it ’s pending or completed ) , and the dollar amount of the transaction . you’re able to also see the unequaled transaction ID from this screen .
The send and request tabs countenance you , well , send and quest money . To air money , just wiretap the send tab and type in the email address or nomadic number of the individual you need to charge money to . you may then enter in the amount of money , tot up an optional content , and opt whether you ’re sending to friend and family or for a good or service . PayPal does n’t charge a transaction fee to send or get money from friends and family , but those transactions wo n’t be protect under PayPal ’s Purchase Protection policies .
To call for money , tap the asking tab and enter in the email destination or roving number of the person you ’re requesting money from , the amount of money you ’re request , and an optional message . Before you send or call for money , you ’ll be propel to confirm the transaction by pop out - up notification .
The local tab uses your location to determine if there are any nearby business that accept PayPal . This feature article is pretty helpful if you ’d rather apply PayPal to checkout when you ’re out shop . Once you determine a location that accepts PayPal , you could pay by “ checking in ” to the emplacement . Just slide the map pin down to send word the business that you ’re ready to yield . you could then send money from your PayPal report to theirs .
PayPal ’s mobile app is useful , without being overwhelmingly full - mature . you’re able to send or have money and check your score condition , but you ca n’t do more complicated tasks , such as transferring money from your PayPal report to your bank account . The local tab is helpful , since it allows you to locate people and businesses who are willing , to take PayPal as a form of requital .
( Note : The PayPal app is n’t the same as thePayPal Here app . The PayPal Here app works in conjunction withPayPal ’s destitute mobile visiting card reviewer . )