Expert’s Rating
Pros
Cons
Our Verdict
liquified Ledger 2.0.4 is a honest personal finance program with a simple , uncluttered user interface that helps you track your income and disbursement . It countenance you to import transactions download from banking institutions , hand you a dependable in writing summary of your financial status , and is capable of care multiple currencies . But the program break to make data entryway as easy or as obvious as it should be , peculiarly when it follow to basic features such as add category . It also lacks the kind of elaborate reportage tools find in similar personal finance programs like Quicken ( ) or Moneydance ( ) .
do up a new file in Liquid Ledger is a cracking . you’re able to produce a clean data file with a default bent of report and categories , or you’re able to spell a data file that you ’ve download from your bank . Liquid Ledger is capable of import four data formats : Quicken Interchange Format ( QIF ) , Open Financial Exchange ( OFX ) , and comma- or tab - subtend textual matter . It handled the import of my QIF files with repose . But when I attempted to import text files in Polygonia comma - seperated ( CSV ) data format , the curriculum did n’t import the data point at all . Also , when I entered new proceedings manually , I regain that the broadcast did n’t form the way I expected . By default , the program employ a flock entering modality . When I exhort the Return key to complete a transaction , Liquid Ledger created a new dealings furrow instead of saving my ledger entry . The same was unfeigned when I tabbed through all the fields . I was able to find out out how to turn this pick off , which was preferable .
Liquid Ledger ’s unexampled Accounts windowpane offers one - click accession to all of your personal financial information . As of version 2 , Liquid Ledger include an Accounts windowpane , from which you may view and get at all your account selective information . When you open up the program , Liquid Ledger exhibit listings for all your banking and cite bill . you’re able to reckon income and expense , add up you have in your bank account , or how much you ’ve spent in each of your expense class . get across once on any of the items that appear in the Account windowpane claim you to a elaborate listing of the related expenses and income .
Liquid Ledger’s new Accounts window offers one-click access to all of your personal financial information.
Like Quicken , Liquid Ledger ships with a basic set of dealing categories , like groceries , snag , and gasoline . If you take to make a Modern report using a data file you ’ve downloaded from your camber , you ’ll require to make all of the family yourself , as Liquid Ledger does n’t include a default exercise set of category for imported accounts . The expert choice is to create a clean account , which does include a lot of default categories , and then import your downloaded banking information . you may easily create new accounts or class by pressing a Plus ( + ) clit in the primary business relationship windowpane . Unfortunately , it was n’t potential for me to create a new category by type a unexampled name in the category line of business . I also found that it was possible to make multiple category with the same name , which could lead to errors in theme and graphs . Once you produce a class , Liquid Ledger eases data entryway by match a category to the first few letters that you type in the appropriate field .
Liquid Ledger has good , but limited , describe features , which allow you to get a quick , graphic coup d’oeil of your fiscal condition . There are eight potential news report , three graphs , and five text - free-base account , let in an Income Statement , Balance Sheet , and Capital Gains and Losses report , which make it well-to-do for you to quickly pin down your current income and expenses . What I miss in both the charts and reports was the ability to simply press a family or dollar amount to dig out down deep and get more item about specific dealing .
Macworld’s buying advice
Liquid Ledger 2.0.4 ’s simplicity makes it attract as a personal financial app . But those accustom to more matured platform may be left cold by Liquid Ledger ’s limited coverage tool and the way the plan handles the entry of novel transactions .
