After a dull rollout over the preceding few couple of weeks , Apple Card is now availablefor any U.S. iPhone exploiter who want to apply . you may find the lotion inside the Wallet app , where you ’ll be able-bodied to lead off the approval process .
While technically an Apple Cartesian product , Apple Card is a MasterCard gage by Goldman Sachs . Apple has given it a hefty dose of smarts and iOS integration , however , with an emphasis on privacy and protection features , and immediate payment - back rewards deliver daily into yourApple Pay Cashbalance . As a launch - daylight surprisal , Apple has denote that Uber and Uber grub can take advantage of the 3 percent rewards tier that was originally reserved only for Apple purchases .
To apply for the Apple Card , you must be 18 or elderly and a U.S. citizen or true resident . You must also have an iPhone capable of using Apple Pay as . well as an iCloud score withtwo - element authentication enabledto receive Daily Cash reward .
Apple’s smart spending analyzer will tell you how much interest you’ll owe based on your payment.
Thewallet.apple.comsite has instructions for how to sign up up , include a video . You sign up up through the Wallet app and are able-bodied to use the card for online purchases and Apple Pay within minutes . A physical card for other purchases can then be mail to you .
launch the Wallet app on your iPhone .
knock the ( + ) button in the upper - right .
Apple’s smart spending analyzer will tell you how much interest you’ll owe based on your payment.
Select Apple Card .
Fill in your information : name , date of birth , email , and phone routine .
You ’ll be presented with a filmdom showing your course credit limit point and involvement pace . pat Accept .
Apple Card features and rewards
The Apple Card will pay up you 3 per centum back on Apple Store purchase and iTunes downloads , and 2 percent back on all other leverage made using Apple Pay . When you use the physical Apple Card , however , you ’ll only get 1 percent back . Apple also announced Tuesday that it will be extending the top - tier up 3 percentage Daily Cash go to select third - company merchant and apps , beginning with Uber and Uber Eats . Apple say it will continue to tote up more merchants and apps in the coming months .
This Daily Cash back goes directly onto yourApple Pay Cashbalance , which is accessible inside the Wallet app . From there you may transfer money to a back bill if you wish . The Wallet app is also designed to help you keep on top of payments and interest , and to smartly chase and categorize your spending .
Apple ’s wise expenditure analyzer will secern you how much pursuit you ’ll owe base on your payment .
Apple proudly proclaims that Apple Card has no fee : no late fees , no one-year fee , no strange transaction fee , no overage fee . Additionally , the forcible card is atomic number 22 and has no card number , release engagement , or CVV routine on it . That data is in the Wallet app if needed , where you may trigger . a new add-in number if you need to .
For more details on all the things we already know about Apple Card , check out our FAQ .
